Mortgage Checklist

Use this checklist to make sure you have everything you need before you begin your loan application. Having all necessary documentation up front saves time so your loan can close smoothly and quickly.

Loan Checklist

  • W-2 forms (previous 2 years)

  • Pay stubs (2 most recent)

  • If self-employed- Two years signed tax returns with all schedules & YTD profit & loss

  • Bank Account(s) Statements (recent 2 months)

  • Statements for 401(k)s, stocks, other investments (most recent)

  • Photo identification (valid Drivers license or Passport)

  • For eligible Active Military and Veterans - DD214 & Certificate of Eligibility

  • Divorce Decree and Separation Agreement (if applicable)

Home Purchase Checklist

  • New home sales agreement

  • Copy of Earnest Money Check

Refinance checklist

  • Mortgage Statement

  • Insurance Declaration Page